The BEST Swim Suit Coverups To Level Up Your Pool & Beach Style!

I know many of us aren’t getting that beach vacation we originally planned, but you can still wear a swim coverup around your own pool, during a lake day, or if you’re lucky, at the beach! We’re taking a trip to Mexico this month and I can’t wait to throw on some of these chic. and stylish swim coverups. I’ve tried a TON of coverups through the years, and in this post, I am excited to share my favorite, and most glamorous brands.

Need swimwear? For the best, sexy, and flattering swimsuits over 40, check out this post!

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Best Swimsuit Coverup Brands

Everyone has a preference when it comes to coverups. I look for coverups that I can throw on pretty effortlessly, that are lightweight and flowy, and provide some actual coverage and protection from the sun. I also tend to prefer something that doesn’t have to go over my head and that has fabric that dries quickly! These are a few of the brands I’ve tried and love. Keep scrolling to see how I styled some of my favorite coverups …


Elan has the market cornered on glamorous beach to dinner cover-ups. Their maxi dresses bring on the drama, but are very lightweight functioning beautifully as cover-ups too.

Michael Stars

I like the shirt style cover-ups by Michael Stars. They offer great, shorter hemline lengths with pretty details like eyelet, without a huge price tag.


Becca is just SO good in the swimwear department. I love their swimsuits and chic cover-ups.

Robin Piccone

Robin Piccone is another swimwear brand that is IDEAL for women over 40. Their suits are sexy, but offer coverage which I really appreciate. No one needs to see my butt cheeks on the beach.


Here’s another line that nails the fashion and function combo. They have modern designs that are very wearable.


This brand has been super popular for their easy breezy cover-ups. They will effortlessly transition from pool or beach to lunch. Slightly more casual than Elan.

Bleu Rod Beattie

OMG … just discovered this line last year and I LOVE their swimsuits. Again, sexy, modern, but still functional.

Charo Ruiz Ibiza

For more luxe, “bring-on-the-glam” options, go with a Charo Ruiz Ibiza long dramatic cover-up or a Rococo Sand caftan. SO GOOD!

#1 | Sundress Coverup

This is the newest addition to my coverup collection and my favorite thing about it?? It can be worn as a coverup OR a dress. Headed to the beach and then straight to lunch? No problem. This gorgeous eyelet coverup will transition perfectly! All you need is a cute pair of sandals.
I’ve shared all of my favorite spring/summer shoes in this post in case you missed it! And for more white dresses, make sure you read this post.

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#2 | Free People Tunic

This is another piece you can wear as a dress, as a coverup, or as a tunic top with a cute pair of denim shorts! I love the colors in this trapeze-style dress from Free People. It’s sold out in most places but I found it in a few sizes and another color option!

Fashion blogger wearing white crochet swimsuit coverup by Elan over pink bikini bathing suit in the Bahamas

#3 | White Elan Crochet Coverup

This beautiful white coverup by Elan is perfect for the beach or pool. The crochet paneling is just lovely… and the tie front makes it convenient to slip on and off. This exact version is sold out but I linked a very similar one! It also comes in a shorter version!

black elan slipdress swimsuit cover up worn over bathing suit on the beachblack elan slipdress swimsuit cover up worn over bathing suit on the beach

#4 | Black Elan Slipdress

The next coverup is a simple, shorter, flowy slip-dress by Elan. It has fun strappy detail on the open back. And the sides have pockets you can slip your keys or phone in when you need an extra hand!

white Free People maxi swimsuit bathing suit coverup outfit on the beach

white Free People maxi swimsuit bathing suit coverup outfit on the beach white Free People maxi swimsuit coverup outfit on the beach

#5 | White Free People Maxi

This Free People maxi is actually a dress but works as a coverup! I love the ruffled asymmetrical hem, ruching at the bust, and subtle metallic embroidery. Throw it on over a swimsuit or wear it with sandals to dinner. And, talk about DRAMA… oh, I love me some drama (with my clothes, not in my life.) This maxi is mostly sold out but this one looks similar and I love the pink!

black Elan halter maxi dress swim coverup worn over bathing suit on the beach

#6 | Elan Halter Maxi

See what I mean about glam?? Elan nails it!! This maxi coverup has a halter neckline and an oversized billowy fit. I love how it flows in the breeze! It also has a low back that shows just the right amount of skin! It’s sold out in most sizes but this one and this one are similar!

favorite beach or pool swim coverups on blonde woman featuring a pair of Onzie lounge wide leg black pants and a bandeau ruffle bikini top by Trina Turk

#7 | Black Pants

These pants are among my favorites as they are super comfortable and chic. This exact pair is sold out but there are lots of similar options out there if you like the look. I love the idea of chic cover-up pants that go from the beach to lunch. I’ve also worn these while traveling (just make sure whichever pants you choose are thick enough so they aren’t see-through). The bandeau is also quite chic and will help eliminate any weird tan lines.

black Elan halter maxi dress swim coverup worn over bathing suit in tide pools on the beach

#8 | Black Elan Coverup Maxi Dress

Surprise, surprise…another coverup by Elan! Perhaps my all-time favorite swim cover-up… definitely winning my mental, “Most Chic” award…is this maxi dress, cover-up by Elan. I love it so much I have it in two colors. It runs long, so if you are tall, it’ll be great. If you are petite like me, you can always wash in cold and lay flat to dry. It will shrink slightly in the wash. If you need the length, hand wash it!

favorite beach or pool swim coverups michael stars white tassel and lace kimono coverup over Vix bikini top

#9 | White Michael Stars Tassel Kimono

This lace kimono-style cover-up is the one you grab when you don’t have time for anything fussy. You can simply put this on like a button-down shirt and leave it open or tie the front for more coverage. It is also made out of paper-thin cotton to keep you cool and dry. I am a big fan of easy on, easy off cover-ups. This comes in black and navy tie-dye too.

white maxi 9seed coverup with Ann Taylor heels and Vince Camuto bag in Moab, Utah

#10 | White 9seed Coverup Dress

This picture makes me miss my short lob haircut. This coverup by 9seed is a great example of a maxi coverup you can dress up or down. I’m wearing it dressed up with sandals and a cute bag. But I’ve also worn it over a swimsuit for a super chic, relaxed feel.

elan deep V neck black maxi dress swimsuit coverup best bathing suit cover ups for pool beach

#11 | Deep V Caftan

Another one by Elan. I mean… talk about glamour! I love the gathering on the sleeves and the sexy slits in the skirt which shows your legs as you walk and move.  The waist has a drawstring so you can adjust it to fit how you’d like. And the sexy, deep v neckline will allow a peep of your swimsuit to show.

What is your go-to brand for swim coverups? Please share in the comments below!

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How To Manifest Anything, Fashion blogger Erin Busbee of Busbee Style wearing an orange and blue Staud Ina dress with white sunglasses walking around in Telluride, Colorado
Erin Busbee
After a decade in TV news, a desire to help women "look pretty" sparked a career pivot. I started my own wardrobe consulting business, styling "real" women for many years. In 2014, I changed direction again, using my TV background and styling expertise to launch this website and my YouTube channel. We are now a community of nearly 700,000 dynamic, vibrant, amazing women over 40... who know that age isn't something you need to hide from. For us, life is just getting started!!
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One thought on “The BEST Swim Suit Coverups To Level Up Your Pool & Beach Style!

  1. Not sure this is where to ask a question. I’m petite (5’1” & 110 lbs.) and do look better w/ v neck tops, but being short waisted (oR having high breasts ????, the V is always too low, even peTite shirts/tees for a grandma. Too hot in nc for a cami underneath…any suggestions. Same issues w/ scoop necks. Just purchase a lowcut bra and let it go? Brands to suggest? Enjout your site, videos, and blogs. I have rectangle sHape, too,so helps to see your outfits for me. Thanks.

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